Protecting Every
Salary Deduction
The intelligent platform that automates stop orders, validates capacity, processes deductions, and reconciles payments — for MFIs and government payroll offices.
TRUSTED BY LEADING INSTITUTIONS
Enterprise-Grade Deduction Management
Everything you need to manage salary deductions at scale — serving MFIs, retailers, insurers, and funeral assurance providers.
Automated Stop Orders
Digital submission, instant validation, approval workflows. No more paper forms.
6-Point Validation
Employment verification, salary capacity, duplicate detection, MFI licensing, amount limits, term checks.
Schedule Generation
Auto-generate monthly deduction schedules per ministry. Export CSV for payroll systems.
Reconciliation
Real-time comparison of expected vs actual deductions. Flag discrepancies instantly.
Bulk Processing
Upload thousands of stop orders via CSV. Validates every row before processing.
Employee Registry
Central database of civil servants with salary tracking and capacity monitoring.
Live Analytics
Real-time dashboard with volumes, trends, ministry breakdowns, and MFI performance.
Audit & Compliance
Complete trail of every transaction. RBZ and Ministry of Finance reporting built-in.
Simple 4-Step Workflow
From stop order submission to settlement — fully automated
MFI Submits
Stop order submitted digitally with employee ID and loan details
Auto-Validates
6-point validation engine checks employment, capacity, duplicates
Approved
Payroll officer reviews and approves. Deduction scheduled.
Processed
Monthly deduction runs. Provider receives settlement. Full reconciliation.
Built for Every Deduction Type
One platform, multiple verticals — from microloans to funeral cover
Microfinance Institutions
Salary-based loan repayments. Automated stop orders, capacity checks, and monthly settlements for MFIs.
Retailers & Hire Purchase
Furniture and appliance credit deductions. Track installments, manage defaults, reconcile payments automatically.
Insurance Companies
Collect monthly premiums directly from salary. Life, health, and property insurance deductions managed seamlessly.
Funeral Assurance
Monthly funeral policy payments deducted at source. Guaranteed collection, reduced lapses, happier policyholders.
Transparent Pricing
Start free. Scale as you grow.
- Unlimited stop orders (all types)
- Bulk CSV upload
- Real-time reconciliation
- Monthly settlement reports
- API access
- Email support
- Everything in MFI Plan
- Ministry-level portal
- Payroll system integration
- Compliance reporting
- Dedicated account manager
- SLA guarantee (99.9%)
- On-premise deployment option
Ready to Protect Every Deduction?
Join leading MFIs and government institutions already using PayGuard.